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The Wholesum Responsibility Fund
Inception: January, 2024 (first distributions April, 2024)
Target return: The higher of 8% per annum or CPI + 3% per annum*
This page provides a transparent overview of the Fund’s performance, benefits, and portfolio composition. Data is provided independently by the Fund’s Trustee (Boutique Capital).
Why Invest Your Savings
By investing, even a little, you give your money the opportunity to grow over time. It’s like planting a seed that can turn into a flourishing tree, providing you with financial stability and the chance to achieve your goals.
Fund Information
Click on a tile below to view relevant information:
Performance
View the Fund’s performance since inception in January 2024, across key return horizons.
Benefits
Explore the key benefits of investing in the Wholesum Responsibility Fund relative to other asset classes.
Portfolio
Understand how the portfolio is constructed, including asset composition and diversification.
Fund Performance
Performance data below illustrates the Fund’s performance over time relative to benchmarks
Performance when Investing $100,000 at Inception
Key Benefits Over Other Investments
Consistency of Profit Distributions
Ease of Withdrawing Funds
The fund’s short-term investments enhance its liquidity – providing investors with easy access to withdrawals within a year.*
To align with investors’ ability to withdraw, approximately 70% of the Fund’s investments mature within 6 months, and ~90% mature within 12 months, enabling confidence and ease of investor withdrawals.
Productive Underlying Investment Pool
The Fund’s investment pool and investment strategy has maintained a productive underlying asset value, with no losses or negative drawdowns since inception.*
Quarters of Negative Drawdown: 0*
Positive Distribution Payouts: 100%*
The Fund’s total asset pool including generated profits have never experienced a negative change in value.
Investor capital has remained intact while generating steady monthly income, without a single period of loss or missed distribution since inception.
Wholesum’s Portfolio Breakdown
Wholesum’s portfolio is diversified across industries, regions, and currencies to reduce concentration risk while targeting strong returns and maintaining ethical alignment.
Examples of Businesses Supported
The Fund invests in values-driven and category-leading businesses and platforms around the world.
Amoria Bond
Services
Agriculture
Australia
Construction
Australia
Cybersecurity
Australia
E-commerce
UK
Diversified
Fund Details and Information
| Fund Name | Wholesum Fund (Class W) [Retail] | Wholesum Responsible Fund [Wholesale] |
| APIR Code | N/A | BOC8297AU |
| Distribution | Monthly | Monthly |
| Sector/Asset Class | Business Private Credit | Business Private Credit |
| Legal Structure | Investment Fund (Unit Trust) | Investment Fund (Unit Trust) |
| Fund Inception | 31 July 2026 | 31 Jan 2024 |
| Entry Price | $0.9954 (as at 31 July 2026) | $0.9820 (as at 31 May 2025) [Class A] |
| Exit Price | $0.9954 (as at 31 July 2026) | $0.9820 (as at 31 May 2025) [Class A] |
| Fund Status | Open | Open |
| Minimum Initial Investment | $1,000 AUD | Class A: $25,000 AUD | Class B: $100,000 AUD | Class C: $50,000 AUD |
| Minimum Additional Investments | $1,000 | $2,000 |
| Minimum Holding | Nil, however a 1.5% fee applies if redeeming within 3 months | a 1% fee applies if redeeming within 3-6 months of your initial investment |
| Redemption Notice | 30 days | 30 days |
Investment solution to suit every investor
| Wholesale | ||||
|---|---|---|---|---|
| Package | Retail | Class A: Start | Class B: Professional | Class C: Charity / Non-Profit |
| Target return | 7%+ | 8%+ | ||
| Minimum investment ($AUD) | $1,000 | $25,000 | $100,000 | $50,000 |
| Management fees (per annum, Including GST) | 1.98% to 3.21% | 1.97% | 1.64% | 1.46% |
| Performance fees (of the outperformance value to fund target) | 22% | 17.9% | 14.9% | 13.3% |
The fund’s short-term investments enhance its liquidity – providing investors with easy access to withdrawals within a year.*
Platform Availability
Investing Wisdom from The Experts
Persistent striving yields great results for you and others
Someone is sitting in the shade today because someone planted a tree a long time ago.
Warren Buffett
Chairperson of Berkshire Hathaway
and legendary investor
Investing requires patience
Investing should be more like watching paint dry or watching grass grow.
Paul Samuelson
Good habits unlock greatness
Baumeister says that people who succeed don’t have more willpower than you: they just develop better daily routines and habits, which after a while become automatic and require less thought — less conscious energy.
Scott Pape
Author of the Barefoot Investor
Reach your financial goals faster, the Wholesum way.